
It is important to educate yourself on all of the options available to you for resolving troubled bill payments, and to know there are legitimate programs available to assist you while avoiding scams that target consumers suffering from financial hardships.ĭemocracy Federal Credit Union cares about your financial health, and we’re here to help you! We offer FREE Financial Counseling Services to Democracy FCU members who are struggling with finances, need help budgeting and navigating through debt management.
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Let us provide you with solutions on how to manage and budget your finances accordingly during this tough time. But, there is still hope and help available from Democracy Federal Credit Union. Whether a crisis is caused by a government shutdown, loss of a job, personal/family illness or overspending, paying all of your bills without having cash flow can be overwhelming.

1865.Īre you affected by the partial government shutdown? Have you been furloughed and are struggling to pay your bills? Don’t just ignore your financial stress, but face it head on! Managing money to make ends meet is the biggest challenge people will face when it comes to their finances. For details, contact our Financial Counselor, Delta Payne, at or 202.488.5400 ext. Free Financial Counseling Services: All members qualify to receive free financial counseling from our certified financial experts to help with budgeting, credit and debt management.Please contact Member Services at or 800.742.5582 for details. Short-Term Loan: Current and potential members may apply for a short-term loan for up to 6 months with rates as low as 0.00%.* Other loan options are available.

Loan Extension/Payment Deferment: Existing loan holders may receive a loan extension for up to 90 days.*.If you need special assistance, we are here for you. We stand ready to help our members, and potential members, affected by the government shutdown.
